Donald Trump has indicated he will not support the 21st Century ROAD to Housing Act, a piece of legislation that contains provisions banning the use of a U.S. central bank digital currency (CBDC) until December 31, 2030. This stance sets up the possibility for the bill's passage into law without Trump's signature. The US CBDC ban is part of a broader housing bill aimed at addressing issues in the real estate market. The legislation also includes measures to increase mortgage insurance premiums and tighten lending standards. This development has significant implications for financial technology, as it could signal a shift towards more traditional banking methods rather than exploring digital currency alternatives. However, without Trump's signature, the CBDC ban will take effect regardless of his position on the matter. [1] [2]